If your business is involved in commercial transport, owns or uses a single vehicle or an entire fleet of vehicles, then Commercial Automobile coverage may be one of the most important investments you make.
Who Needs a Hired Car/Non-Owned Vehicle Policy?
If you or your employees ever drive vehicles that are not owned by your business for business purposes, then you need non-owned and hired automobile coverage. This policy provides coverage for you and an employee driving a rented, hired, borrowed, or personal vehicle for company business.
Below is a list of common areas of Automobile Insurance for your business:
This policy can provide a combination of liability protection for damages you cause plus physical damage coverage for damage to vehicles owned, maintained, or used by your business. Additional coverages can be purchased to tailor the policy to fit your unique business needs.
Provides coverage for damage to your merchandise (or your customers) while being moved.
Provides coverage for automobile dealers. garages, service stations, or auto accessory businesses for physical damage coverage to vehicles owned by others that are left in your care, custody, or control.
Provides coverage for automobile dealers. garages, service stations, or auto accessory businesses for their premises liability, products, and completed operations exposures.
This coverage is designed specifically for the unique environment and exposures that are prevalent in the trucking industry.